What I help with

  • Understand if your net salary makes sense
  • Identify where money may be leaking
  • Review your financial setup in Belgium
  • Mentor renting & buying a home   
  • Understand financial and investment landscape
  • Discuss long term investment strategy
  • Answering "Am I doing this right?" questions 
  • Discuss your unique financial needs of  your home country vrs Belgium 

About me


I am Karthik,  an expat working full-time in Belgium.

Like many others, I found the financial system in Belgium  confusing initially - especially salary, investments, taxes and day-to-day decisions.

Overtime, I started understanding how things actually work in practice.

"ExpatFinance.be" is a small side project where I share these insights and help others get clarity.




Why Trust Me

• 15+ years personal experience in goal-based investing
• Background in investment advisory (Belgium Diploma)
• Real-life expat experience in Belgium

You might be wondering?

Is my net salary normal?

Example: Two expats earning €4,500 gross can end up with €300–€500/month difference depending on setup 

Am I missing something obvious?

Am I structuring things correctly?

How to prepare well for a ( smooth) home purchase?

How does insurances normally work in Belgium ?

How do people ( optimally ) save or invest in Belgium? 

How to budget , for example renovation?

..... and so on..........

Disclaimer!

:

"This platform and as well our coaching services provides general information and personal insights. It does not constitute financial/tax  or investment advice."